Frequently Asked Questions About Car Financing
Is there a cost for our this service?
No, there is no cost for our service and no obligation.
Is your auto loan application secure?
Absolutely, we use minimum 128 bit encryption for our online auto loan application.
Can I get an auto loan if I have bad credit?
Yes, we specialize in helping people with bad credit obtain auto loans. We will do everything possible to ensure that you get the auto loan you deserve.
Can you refinance my current vehicle?
Yes, we have the ability to refinance your current vehicle provided that it is a financable vehicle.
How long does it take to get approved for an auto loan?
The approval process can take anywhere from a few minutes up to 24 hours.
What do I need to bring to the dealership to get a car loan?
You will need the following: A valid driver's license, a recent pay stub, proof of residence, and a current phone bill.
What type of interest rate should I expect?
Through our online auto loan application we will evaluate your credit history, work history, income and determine the best possible rate for your situation.
Can I have a co-signer on my auto loan?
Yes, if your co-signer has good credit it will significantly help you obtain a car loan.
How does an auto loan help establish or re-establish my credit?
All of our lending partners report to the three credit bureaus. Paying your auto loan on time is one of the most important factors lenders use to determine credit worthiness.
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